Insurance companies in China require patients to first pay for treatment, and then send all claims and receipts to the insurance company. Some of the best hospitals in China have direct billing arrangements with certain international health insurance companies. These arrangements are still the exception rather than the rule. Contact your insurance broker to determine which hospitals have direct billing arrangements with your international health insurance provider.
Recently, a company called luopusijin Insurance offers an insurance which is “Global Medical Insurance” for the upper class and foreigners in China. It’s the a newest medical plan cooperating with Global Benefits Group (GBG). It covers outpatient service, physical examination, childbirth, dentistry, ophthalmology and so on.
Foreigners in China cannot buy social medical insurance. But if they are living in China for a long time, they can buy business medical insurance. Requirements are: a passport and residence registration. Check with the local insurance companies to get more information.
